Miami Bankruptcy Attorneys

Experienced Guidance to Help You Regain Control of Your Financial Future

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The Help You Deserve When You Need It Most

Financial pressure can build quickly—creditors calling, payments falling behind, and concerns about losing your home, vehicle, or business. When debt becomes unmanageable, bankruptcy may offer a path forward.

At Corona Law Firm, we help individuals and small businesses understand their options and decide whether bankruptcy is the right solution for their situation.

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Experienced Bankruptcy Representation in Florida

Our attorneys have extensive experience helping thousands of clients protect assets, eliminate unsecured debt, and restructure obligations—including certain tax and IRS-related debts. Every consultation is free, and we focus on helping you decide whether bankruptcy is the right choice for your circumstances.

Chapter 7

Chapter 11

Chapter 12

Chapter 13

Small Business Bankruptcies

Clear Guidance Through the Filing Process

The bankruptcy process is complex, and mistakes can be costly. Many individuals attempt to navigate filing on their own without fully understanding the requirements or long-term consequences.

Our role is to guide you through each step, explain the process clearly, and help you understand your options—so you can move forward with a plan and confidence.

Chapter 7

Chapter 7 bankruptcy may allow individuals to eliminate unsecured debts such as credit cards, medical bills, and personal loans, providing a fresh financial start. For those who qualify, the process is typically faster and can offer relatively quick relief from overwhelming debt. Eligibility depends on income and overall financial circumstances, and many assets may be protected through available exemptions. Chapter 7 is often appropriate for individuals who need debt relief without a long-term repayment plan.

Chapter 13

Chapter 13 bankruptcy allows individuals to reorganize their debt through a structured repayment plan, usually lasting three to five years. This option is commonly used by individuals with steady income who want to protect assets such as a home or vehicle while addressing past-due payments. Chapter 13 may be used to stop foreclosure, restructure secured debts, and manage certain tax obligations, while also providing protection from creditor actions during the repayment period.

Stopping Foreclosure and Protecting Assets
Many individuals seek bankruptcy protection after falling behind on mortgage obligations. A Chapter 13 bankruptcy can be used to restructure secured debt and, in some cases, eliminate certain liens. Bankruptcy also triggers an automatic stay, which immediately stops foreclosure actions, creditor lawsuits, and collection efforts—providing critical breathing room while a plan is put in place. That takes preparation, strategy, and working closely with you.
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Mortgage Modification and Lien Stripping Options
In certain cases, Chapter 13 bankruptcy may allow for the elimination of second mortgages or liens on properties that are underwater. This can apply to second mortgages, as well as liens from homeowner or condominium associations. Chapter 13 bankruptcy may also allow eligible individuals to participate in court-approved loss mitigation programs to seek modification of mortgage obligations.
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Immediate Relief Through the Automatic Stay
Filing for bankruptcy places an automatic stay on most collection efforts, stopping creditors from pursuing lawsuits, foreclosures, wage garnishments, and other actions. This protection remains in place while your case is pending, unless a creditor demonstrates legal cause to proceed.
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