A foreclosure notice doesn’t mean you have to lose your home

As soon as you miss one payment on your mortgage, the clock starts ticking. Your lender likely has strict policies about addressing missed payments. Although they may offer a grace period of a week or two, they will likely start sending you notices or calling you after a payment is two weeks late or more. […]

Is distracted driving as big an issue as campaigners claim?

You hear a lot about the dangers of distracted driving. Many states have passed laws to stop you from using your phone while driving. Yet, a new study ranks distracted driving only fifth in the reason for crashes. Does that mean it is not as dangerous as people say? The National Highway Traffic Safety Administration […]