A traumatic brain injury (TBI) can change a life in seconds, but the financial toll can take months or years to unfold. For car accident victims, TBI costs go far beyond the emergency room, often posing long-term or lifetime financial strain.
That’s why it’s critical to reflect the full impact of a TBI in your car accident claim. Underestimating the associated costs can leave you without the resources you need to recover and rebuild.
Immediate medical expenses
In the hours and days after an accident, TBI victims can accumulate tens of thousands in emergency care. Hospitalization, imaging tests, surgery and ICU stays can quickly escalate costs, especially for moderate to severe brain injuries. Even after discharge, follow-up appointments, medications and outpatient therapies add up fast.
Rehabilitation and recovery costs
Recovery from a TBI often requires months of physical, occupational and speech therapy. Weekly rehab sessions can cost several thousand dollars, and many need ongoing support for cognitive and emotional challenges. These services are essential, but are rarely affordable without personal injury compensation.
Long-term financial impact
Some TBI survivors are never able to return to work. Others must reduce hours or change careers due to lasting impairments. The lifetime loss of income for a severe TBI can be devastating. Add in necessary home modifications, assistive devices and caregiver support, and the economic strain becomes overwhelming.
A well-prepared car accident claim should account for every layer of loss – medical, emotional and economic. When the full impact of a TBI is reflected in a settlement, victims have a better chance at long-term stability and care. Sound legal guidance can help strengthen your claim when pursuing the compensation you deserve.